Andy and Frank Hempel, former professional and Division I hockey officials, bring that same standard to your mortgage — the right rate, program, and guidance, with your interest first.
Andy and Frank Hempel, Senior Loan Officer's
The Mortgage Refs
Phone: (586) 883-5994
Email: [email protected]
NMLS# 1905798
Company NMLS# 2273319
Licensed in: MI
Andy and Frank Hempel, former professional and Division I hockey officials, bring that same standard to your mortgage — the right rate, program, and guidance, with your interest first.
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Andy and Frank are former professional and Division I hockey officials. Getting to that level took hard work, dedication, integrity, and professionalism. They bring that same standard to your mortgage — often the biggest financial decision a family ever makes.
We’re Andy and Frank. On the ice, the call had to be fair and it had to be right. We run your file the same way.
You’ll get the rate, the program, and the guidance that fit you — with clear communication, real speed, and your pocket ahead of ours.
The same standard, a different game.
The process, stripped of mystery.
Thank you for trusting us to find the best deal available. We put your financial interest above ours — the way it should be.
If the honest answer is to wait, or not to close at all, you’ll still get a straight answer. Helping you doesn’t stop when a file doesn’t.
No hard pull, no pressure, no drip campaign. Just real numbers and a human who answers.
Digital-first mortgage guidance for people who’d rather text than call. Clarity, speed, and zero pressure.
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Replies 9am–6pm Eastern Standard Time, seven days a week.
Equal Housing Opportunity. This is not a commitment to lend. All loans subject to credit approval, income verification and property appraisal. Rates shown are illustrative, not an offer, and change without notice.